RI Ranked as 10th Most Lenient State on High Risk Drivers
Thursday, August 25, 2016
Rhode Island is ranked as the 10th most lenient state in the U.S. on high risk drivers, according to a recent study done by WalletHub.
"The average American spends more than 18 hours in an automobile each week, which equates to over 17 percent of his or her waking hours, according to data from Nielsen and the Bureau of Labor Statistics. That alone spells risk not only because the odds of an accident increase with the number of miles we drive, but also because the more time-crunched we are, the more likely we are to attempt multitasking or otherwise drive recklessly," said WalletHub.
RI is ranked 24th in DUI criminal penalties, 42nd DUI prevention, 38th in speeding enforcement, 28th in reckless driving penalties and 32nd in average increase in cost of insurance.
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Rhode Island is ranked 42 behind Minnesota Idaho, tied at 39 and Wisconsin at 41, while ranking ahead of the District of Columbia and Montana at 43 and 44 respectively.
Arizona is ranked as the strictest state in the country for high risk drivers, while South Dakota is ranked as the most lenient state.
For More on rankings, see the map below.
The Method
In order to measure the strictness of states' laws for high-risk drivers, WalletHub independently assessed how tough states are on DUI, speeding and reckless driving as well as the insurance costs for different types of high risk driving.
To get an overall impression of each state's treatment of risky drivers, WalletHub combined the results of these three reports to obtain a final ranking for each state, according to the below rubric. The highest scores correlate to the strictest states.
DUI Criminal Penalties
States could score up to 35 points if they met the correct criteria
DUI Prevention
States could score up to 20 points if they met the correct criteria
Speeding Enforcement
States could score up to 14 points if they met the correct criteria
Reckless Driving Penalties
States could score up to 16 points if they met the correct criteria
Average Increase in Cost of Insurance
Because “Average Increase in Cost of Insurance” was included in the methodologies of the DUI and speeding & reckless driving, we’ve only accounted for the average premium increase for the following scenarios: Reckless driving conviction, 2 accidents in the last 2 years and Driving with a suspended license
Above 75% (6 points)
60% – 74.99% (4 points)
45% - 59.99% (2 points)
30% - 44.99% (1 point)
Below 30% (0 points)
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