Bill to Stop Financial Agencies from Charging for Security Freeze Services Passes House
GoLocalProv Business Team
Bill to Stop Financial Agencies from Charging for Security Freeze Services Passes House
The bill was introduced by Representative Mia Ackerman.
“If somebody suspects they have been victimized by identity theft, a consumer report security freeze can help the person track whether an identity thief is using information to set up bogus accounts. There’s no need to punish consumers who are choosing a path of credit security and financial responsibility. I think this is good pro-consumer legislation,” said Ackerman.
GET THE LATEST BREAKING NEWS HERE -- SIGN UP FOR GOLOCAL FREE DAILY EBLASTThe bill now moves to the Senate.
Security Freeze
A consumer report security freeze limits a consumer reporting agency from releasing a credit report or any information from the report without authorization from the consumer.
A freeze also requires authorization to change information — such as the consumer's name, date of birth, Social Security number and address — in a consumer report.
A security freeze lasts until the consumer removes it. A person can “thaw” or temporarily remove the freeze to open a new credit account or a new loan.
To do this, a consumer must give the consumer reporting agency a special personal identifying number (PIN), which is required to verify the consumer's identity.
GoLocal: Benchmark Poll, October 2017
Sponsor: GoLocalProv
Sample: N=403
Rhode Island General Election Voters Margin of Error: +/- 4.9% at 95% Confidence Level
Interviewing Period: October 9-11, 2017
Mode: Landline (61%) and Mobile (39%)
Telephone Directed by: John Della Volpe, SocialSphere, Inc.
Are you registered to vote at this address?
Yes: 100%
When it comes to voting, do you consider yourself to be affiliated with the Democratic Party, the Republican Party, Moderate, or Unaffiliated with a major party?
Unaffiliated: 49%
Democrat: 32%
Republican: 15%
Moderate: .4%
Next year, in November of 2018, there will be a statewide general election for Governor and many other state offices. How likely is it that you will vote in this election?
Will you definitely be voting, will you probably be voting, are you 50-50...
Definitely be voting: 78%
Probably be voting: 13%
50-50: 9%
In general, would you say things in Rhode Island are headed in the right direction or are they off on the wrong track?
Right track: 39%
Wrong track: 45%
Mixed: 10%
Don't know/Refused: .6%
What would you say is the number one problem facing Rhode Island that you would like the Governor to address?
Jobs and economy: 21%
Education: 12%
Taxes: 12%
Roads: 12%
State budget: 9%
Corruption/Public integrity: .8%
Healthcare: 3%
Governor: 3%
Homelessness: 2%
Immigration: 2%
Other: 7%
Don’t know: .9%
Over the past three years or so, would you say the economy in Rhode Island has improved, gotten worse, or not changed at all?
Changed for the better: 35%
Changed for the worse: 16%
Not changed at all: 43%
Don't know/Refused: 5%
Over the same time, has your family's financial situation improved, gotten worse, or not changed at all?
Changed for the better: 26%
Changed for the worse: 19%
Not changed at all: 54%
Don't know/Refused: 1%
Recently, a proposal has been made to permit the issuance of $81 million in bonds by the State to build a new stadium for the Pawtucket Red Sox. If there was an election today on this issue, would you vote to approve or reject issuing $81 million in financing supported moral obligation bonds to build the stadium?
Net: Approve: 28%
Definitely approve: 15%
Probably approve: 14%
Net: Reject: 67%
Probably reject: 19%
Definitely reject: 48%
Don't know: 4%
Could you please tell me your age?
18-24: 7%
25-34: 15%
35-44: 15%
45-54: 20%
55-64: 17%
65+: 25%
Don't know/refused: 1%
What was the last grade you completed in school?
0-11: 2%
High school grad: 16%
Technical/Vocational school: 1%
Some college: 23%
College grad: 34%
Graduate degree: 24%
Don't know/refused: 1%
The next question is about the total income of YOUR HOUSEHOLD for the PAST 12 MONTHS. Please include your income PLUS the income of all members living in your household (including cohabiting partners and armed forces members living at home).
$50,000 or less: 27%
More $50,000 but less than $75,000: 13%
More $75,000 but less than $100,000: 13%
More $100,000 but less than $150,000: 17%
$150,000 or more: 13%
Don't know/refused: 17%
What particular ethnic group or nationality - such as English, French, Italian, Irish, Latino, Jewish, African American, and so forth - do you consider yourself a part of or feel closest to?
American/None: 21%
English: 13%
Italian: 13%
Irish: 12%
Black or African American: 6%
Latino/Hispanic: 6%
French: 6%
Portuguese: 3%
Jewish: 3%
German: 1%
Would you say that Donald Trump has done an excellent good, fair or poor job as President?
Excellent: 13%
Good: 12%
Fair: 14%
Poor: 57%
Never heard of: 0%
Cannot rate: 3%
Would you say that Jack Reed has done an excellent good, fair or poor job as a United States Senator?
Excellent: 22%
Good: 29%
Fair: 23%
Poor: 15%
Never heard of: 6%
Cannot rate: 6%
Would you say that Sheldon Whitehouse has done an excellent good, fair or poor job as a United States Senator?
Excellent: 17%
Good: 22%
Fair: 21%
Poor: 28%
Never heard of: 6%
Cannot rate: 7%
Would you say that David Cicilline has done an excellent good, fair or poor job as a Member of Congress?
Excellent: 9%
Good: 29%
Fair: 21%
Poor: 27%
Never heard of: 6%
Cannot rate: 8%
Would you say that James Langevin has done an excellent good, fair or poor job as a Member of Congress?
Excellent: 7%
Good: 30%
Fair: 20%
Poor: 18%
Never heard of: 13%
Cannot rate: 11%
Would you say that Gina Raimondo has done an excellent good, fair or poor job as Governor?
Excellent: 6%
Good: 28%
Fair: 30%
Poor: 31%
Never heard of: 1%
Cannot rate: 3%
Would you say that Daniel McKee has done an excellent good, fair or poor job as Lieutenant Governor?
Excellent: 3%
Good: 16%
Fair: 21%
Poor: 8%
Never heard of: 26%
Cannot rate: 25%
Would you say that Peter Kilmartin has done an excellent good, fair or poor job as Attorney General?
Excellent: 3%
Good: 20%
Fair: 28%
Poor: 17%
Never heard of: 13%
Cannot rate: 19%
Would you say that Seth Magaziner has done an excellent good, fair or poor job as General Treasurer?
Excellent: 4%
Good: 18%
Fair: 24%
Poor: 13%
Never heard of: 21%
Cannot rate: 21%
Would you say that Nellie Gorbea has done an excellent good, fair or poor job as Secretary of State?
Excellent: 5%
Good: 21%
Fair: 21%
Poor: 10%
Never heard of: 20%
Cannot rate: 23%
Would you say that Jorge Elorza has done an excellent good, fair or poor job as Mayor of Providence?
Excellent: 4%
Good: 24%
Fair: 24%
Poor: 22%
Never heard of: 9%
Cannot rate: 15%
