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Message: From GoLocalProv by John T. Longo, GoLocalProv Legal Contributor: To enjoy the benefits of the most favorable consumer protection laws this Holiday season, leave your cash, checks and debit cards at home and shop with your credit cards. But do not confuse your Visa credit card with the debit card your bank gave you that happens to have the Visa logo on it. http://www.golocalprov.comhttp://beta.golocalprov.com/legal-matters-credit-or-debit-card-when-holiday-shopping