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Message: From GoLocalProv by Dan Forbes, GoLocalProv Financial Expert: The writing is on the wall for tax increases and it’s not just the wealthy that are going to be affected. We’ve all heard the words “fiscal” and “cliff” ad nauseum by now. So what steps do you take with multiple tax changes hanging over your head? The easiest and least popular options would be to make less money or work for free. http://www.golocalprov.comhttp://beta.golocalprov.com/Friday-Financial-Five-November-16th-2012